Whether you’re an experienced driver or a newbie when it comes to road-tripping, RV insurance comes in handy when the unexpected happens. Your insurance policy will cover it all, even when it’s mostly an embarrassing situation. Specialized RV Insurance carriers fully understand what your RV insurance policy needs because they’re the ones that handle claims; they can give you insight to the most needed items.
There are hundreds of little or big things that can happen to or because of your RV, but the following are the top two claims that your RV insurance will cover:
Tire Blowouts Covered with RV Insurance
Most claims occur because of a tire blowout. When a tire blows out, your RV can incur a lot of damage and may even cause injury to its passengers or other people around it. RVs tend to be bigger than the average car on the road and can cause unpredictable events.
Blowouts happen when a tire is over-inflated, under-inflated, or simply worn out from too much use. To prevent blowouts from occurring, make sure you check your tire pressure before starting a trip, and make sure you check it when the tires are cold (not warmed up from a lot of travel). In addition, make sure you change your tires every 5-7 years, regardless of how often you drive.
Hitting Overhangs and Bridges
Another huge source of recreational vehicle damage comes from misjudging the height of gas station overhangs or bridges. Running into these low overhangs or bridges can cost you thousands of dollars to fix your RV and to fix whatever damage the accident may have caused. You do not want to have to pay for that out of your own pocket.
Before making your maiden voyage in your brand new investment, it’s worthwhile to write down the height of your vehicle and post it somewhere handy: your windshield or your dashboard. Make sure that you look over your route and make a note of any bridges that might pose a problem. Most importantly, if it looks too dicey, it’s better to stop and find an alternate gas station or route.
A little preventative action on your part can help keep these problems from arising. But if you do damage your recreational vehicle, rest assured that we will work with you to repair the problem and get you back on the road as soon as possible. Still unsure of RV insurance? Talk to a specialist to better understand what you need.
The information in this article was obtained from various sources. This content is offered for educational purposes only and does not represent contractual agreements, nor is it intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. The definitions, terms, and coverage in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.