If you are looking for the best deal, getting RV insurance quotes from us is a great way to save money. Although you may want to just insure your motor home with your current automobile coverage carrier to save time, it can literally save you hundreds of dollars a year to comparison shop.

Get a fast and accurate answer online

The easiest way to obtain a quote is by filling out our handy online form. This form asks you for all the specifics that can help us pull together an accurate quote based directly on your needs. Once we have this information, we can discuss your coverage options with you. We can send a follow-up email or call you to discuss the policy in a few hours. This is a no-obligation, hassle-free service we provide to you free of charge.

Use our quote to make sure you get a good deal

Once you have our quote, compare it with what your current provider can give you.

• Do they offer coverage for permanent attachments?
• What about suspension of coverage while the motor home isn’t being used?
• Do they provide “full-time” coverage, which acts like a homeowner’s policy when you live in your RV full-time?

These options are a matter of course at Quick RV Insurance Quotes, because we know and understand the RV lifestyle.

Once you have a quote from us, we are sure that you will find the best coverage for your money, and that we can provide that policy for you. We look forward to talking with you soon!

One of the first questions to pop up after the purchase of a recreational vehicle is regarding insurance to protect your new investment. Should you call your auto insurance company and ask about RV coverages? Or should you get a specialized RV insurance policy? It often feels like one more stress when you’re ready to sit back and enjoy your new RV. But it’s the smartest, most effective way to protect the investment you’ve made with your recreational vehicle purchase. It’s worth the cost in the long run due to the peace of mind you’ll have in knowing that you’re covered.

Nobody actually likes paying for insurance coverage. It’s one of those “services” that often seem unnecessary; money thrown out the window for no real reason (most of the time). But as soon as the need arises EVERYONE is more than happy to have paid money in the past for the right to access their insurance now; when they need it. If you need more specific reasons to go ahead and get RV insurance…here are a few to remember:

1. Purchasing a policy through a RV Insurance company that deals specifically with recreational vehicles means that nothing will be left “uncovered.” Adding your RV to your general auto insurance policy means that any aspect of your RV that is specific to recreational vehicles is not covered. Automobile policies cover automobiles. And while recreational vehicles are often automobiles, they are much more than that. They also serve as living quarters; a home on wheels. Your RV Insurance company will offer you policies that will cover both aspects of your RV: auto and home.

2. Don’t worry about what type of RV you own when you are trying to decide which insurance company to work with; RV specific policies are created to cover all types of RVs from the travel trailer to the luxury vehicle to the camper. You’ll find the appropriate coverage for your vehicle with RV specific coverage.

3. You’ll get access to replacement coverage. Replacement coverage means that in the event of an accident resulting in a total loss of your vehicle (within the first 5 years of ownership) you’re insurance will take care of replacing it with a comparable RV (brand new with similar features). After the 5 year time period owners would usually be offered the purchase price of the totaled vehicle. And in the case of a used RV with total replacement coverage totaled vehicles are replaced with the price paid for the RV.

Choosing to purchase an RV is a big decision. And for the majority of RVers it’s also a big investment; one of the biggest they’ll ever make. So it’s only smart to do what you can to protect it.

If you feel additional protection on top of a good RV insurance policy is required look into extended warranty options. On average, manufacturer’s warranties last approximately 3 years. Most RVers plan on owning and using their RV for longer than that; making the extended warranty a reasonable option. Extended warranties offer further peace of mind to the RVer who doesn’t want to deal with surprise repairs on the road eating into their budget for their travels!

Both an appropriate RV insurance policy and an extended warranty offer a lot of peace of mind through a little bit of additional expense. The benefit is well worth the cost!

If you are on the fence about buying RV insurance from a specialized company, you should know that there are some accidents a typical insurance company simply won’t cover. While a specialized agent will understand the ins and outs of a recreational vehicle, an automobile agent doesn’t get all the intricacies involved. That’s why it makes sense to buy coverage from someone who understands your vehicle. After all, there are at least 2 major accidents traditional companies will not cover:

Propane Leaks, Refrigerator Repairs

Hundreds of RV insurance claims every year involve the propane tank or a refrigerator burnout. A traditional insurance agent doesn’t really understand that these items are integral to a recreational vehicle, and they may not have any policy in place regarding damage to or by these items. Since they are so important to your vehicle and can in fact, cause your vehicle to catch fire, it makes sense to purchase coverage from a specialized agent.

Forgetting to pull in awnings and steps

These permanent accessories are commonly damaged. They can be damaged when you forget to pull them in before driving off. They can be damaged by hitting a tree or some other object. A traditional insurance company regards these items as accessories and they will not cover them. A specialized agent realizes that they are an essential part of your recreational vehicle, and will provide coverage if they need repair or replacement.

Buying your motor home insurance from a specialized agent means that you have all the coverage you need to protect your investment. These policies cover everything that another agent would allow to fall through the cracks.

Whether you’re an experienced driver or a newbie when it comes to road-tripping, RV insurance comes in handy when the unexpected happens. Your insurance policy will cover it all, even when it’s mostly an embarrassing situation. Following are the top two claims that your RV insurance will cover:

Tire Blowouts

Most claims occur because of a tire blowout. Blowouts happen when a tire is overinflated, underinflated, or simply worn out from too much use. To prevent blowouts from occurring, make sure you check your tire pressure before starting a trip, and make sure you check it when the tires are cold (not warmed up from a lot of travel). In addition, make sure you change your tires every 5-7 years, regardless of how often you drive.

Hitting Overhangs and Bridges

Another huge source of recreational vehicle damage comes from misjudging the height of gas station overhangs or bridges. Before making your maiden voyage in your brand new investment, it’s worthwhile to write down the height of your vehicle and post it somewhere handy: your windshield or your dashboard. Make sure that you look over your route and make a note of any bridges that might pose a problem. Most importantly, if it looks too dicey, it’s better to stop and find an alternate gas station or route.

A little preventative action on your part can help keep these problems from arising. But if you do damage your recreational vehicle, rest assured that we will work with you to repair the problem and get you back on the road as soon as possible. When you buy your motor home insurance from us, you are covered bumper to bumper.

An RV insurance quote online really took the guesswork out of finding coverage. My wife and I finally realized our dream of owning our own RV, and after years of dreaming, we knew exactly which one we wanted, even down to the color of the upholstery.

But we never gave insurance coverage a thought in all those years of planning. Needless to say, once we purchased the vehicle of our dreams, we had to learn about coverage really fast. That’s when having an online quote really came in handy.

We could select our own level of coverage

With an online quote, we were able to see several policies and compare the different levels of coverage. We were able to see how much we could afford, and even include the trimmings that automobile insurance neglects, including the stairs and the awnings. There was no obligation to buy anything, and we really appreciated that low-key approach. We never felt hassled, and we felt like we could take the time to select the policy we wanted, without being pushed into buying something we didn’t want.

We got coverage quickly

Once we selected the policy we wanted, we were able to get coverage quickly. With an online quote, we knew exactly what we were getting and purchasing it only took the click of a mouse. That meant that we could get coverage almost immediately, before we left for our first road trip of the year.

If you are dreaming about purchasing an RV, take a moment and find an insurance quote online. You’ll be so much more prepared to enjoy your purchase once you find the vehicle of your dreams!